Francis is an Investment Strategist with UOB Private Bank, where he is responsible for contributing to the asset allocation decisions for clients’ portfolios across both the advisory and discretionary mandates. Before this, he was an economist with UOB’s Global Economics and Markets Research team, where he was responsible for ASEAN economics. Francis is a familiar face in the speaking circuit and has been invited to seminars and conferences as keynote speaker on economic and investment topics. He also provides regular economic commentaries in English and Mandarin through local and international print and broadcast media. Before joining UOB, Francis held roles in Asian and global financial institutions as an investment strategist and an investment manager. His career also included stints as an economist at the Singapore Ministry of Trade and Industry and the Singapore Tourism Board, where he specialised in Tourism Economics. Francis holds a Bachelor of Social Science (Honours) in Economics and a Master of Social Science in Applied Economics from the National University of Singapore.